Time is running out on the First Time Home Buyer $8,000 Tax credit.  If you haven't had an opportunity to find out about this program to help you buy your first home you need to contact a Mortgage person today.  The progam ends November 30, 2008 and all homes must be closed by  that date.  However, some buyers have not taken into consideration that  November 30 is the day after Thanksgiving and most Title companies will be closed.  When planning your purchase be sure to plan to close well before Thanksgiving to avoid the rush and ensure your home will close on time.  Don't forget that closings are further complicated by the new HERA rules which require re-disclosure  and an additional 3 - 7 days on disclosure before properties may close depending on the situation.  For more information and clarifcation on these rules contact your Mortage person or call:

Chris Simms - Certified Mortgage Planner

Preferred Home Lending

Powered by Pulaski Banks

314-229-4242 or 314-579-7762

You  don't want to miss out on  this program that may help you  purchasee your next home.  To search for homes register at www.StCharlesHomeHunter.com with the details of our search and we will set up a hunt for your new home in the greater St. Louis area.

Call Mike - 314-849-0921 direct or Pat 314-749-986 direct or email to MikeandPat@Trails2OpenSpaces.com  We look forward to hearing from you.